Automobile

Schools Protection Program Automobile Insurance Amendments

Effective July 1, 2016, the SPP Property Agreement was amended to include collision and comprehensive coverage for all school district licensed vehicles whether owned or leased, subject to a $1,000 deductible.

SPP continues to offer excess automobile liability coverage over and above ICBC’s primary coverage under the Liability Coverage Agreement.

SPP has made a Memorandum available which provides proof of loss payee status in favour of lessors when required by contract.  Also included is confirmation that the district carries excess automobile liability, collision and comprehensive coverage for vehicles leased and licensed in the name of the school district.

Processes are in place for reporting collision, comprehensive and third party Liability claims. These are addressed in the Vehicle Insurance – School District Claims Reporting Flowchart and Scenarios (SPP and ICBC) form, and the New Claim ReportThe New Claim Report must be attached to the school district’s Incident Report available via link when reporting new claims to SPP. 

An Automobile Claims Reporting Guideline Card should be available in the glovebox of each vehicle in the school district fleet providing quick tips on what information to collect and how to report a claim after an incident.

Further training material includes a Sample Claim Report and an iVOS Training Demo.  Available for reference only is advice on Garage Policy CoverageAdditional information about automobile coverage is addressed in SPP’s Administrator’s Handbook/Guide to SPP Coverage.

If you have any questions, please feel free to get in touch with your SPP Risk Consultant.